Private pay
Most families start by paying privately from savings, retirement income, or the sale of a home. Ask every provider for a written monthly rate and a list of what is included, such as meals, laundry, medication help and personal care.
Long-term care insurance
If your loved one has a long-term care insurance policy, call the insurer early. Many policies cover care in a licensed adult family home, but they may require paperwork from a doctor and a waiting period before benefits begin.
Veterans benefits
Veterans and surviving spouses may qualify for VA pension benefits with Aid and Attendance, which can help pay for care. A county veterans service officer can help with the application at no charge.
Washington Medicaid
Washington's Medicaid long-term care programs, managed through DSHS Home and Community Services, can pay for care in an adult family home for people who meet financial and care-need requirements. Not every home accepts Medicaid, and approval takes time, so ask providers directly and start the application early.
Talk to us about your situation
Call Fairway Home Care to talk through rates and payment options. Ask about our first-month-free offer as well.